Meet Patrick Ritter, CFP®
I help high earning early and mid-career professionals (30’s to 50’s) do the following:
Find more peace, security, and confidence in their future.
Learn what they often were never taught about money.
Collaborate to make often big decisions objectively.
Create and maintain a financial plan and investment strategy consistent with their values.
Preserve their time for higher and better uses (family, travel, passion projects, hobbies, etc.)
Outsource things they just don’t enjoy doing.
I provide comprehensive fee-only financial planning and investment management for clients in the St. Louis area and nationwide virtually.
My process focuses efforts on what is most within your control: your ability to grow income, reduce expenses, and save more.
I train financial professionals and serve on the leadership team at Core Planning. I have been a Certified Financial Planner™ since 2013 and began my financial services career in 2002.
I have held roles in operations, training, marketing, products, and financial planning at firms including MetLife, Edward Jones, Buckingham Strategic Wealth, Krilogy, and Fiduciary Advisors.
I am a father, F3 PAX, fly fishing enthusiast, and overall nature lover. My clients and I value freedom, experiences, and relationships.
Wealth Builders Weekly Newsletter
This free weekly newsletter shares actionable tactics for professionals who want to build wealth, often with small wins and incremental gains.
Many of these tactics shared I also leverage to help my clients.
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Busy high-earning early and mid-career professionals. They value competent, objective advice and accountability to help stay on track.
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My clients are serious about saving more money for the future they want.
We aim to gradually grow your savings rate to improve probability of reaching goals while avoiding high risk shortcuts like investing aggressively.
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Right Capital professional planning software has been customized specifically for this process and tactics utilized.
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Mobile app access to your investments and financial plans makes staying connected to your money and working together convenient and efficient.
What’s Different?
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Our process includes your personal values assessment. This informs the financial goals you set.
Comprehensive planning engagements are ongoing and address the wide variety of financial concerns you have throughout your life.
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There are no product sales or commissions.
Engagements are 100% fee-only, fiduciary all the time.
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Making money decisions big and small are well informed when you have a plan addressing your entire situation from the start.
You can be confident and in control.
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We can focus additional effort on tactics to grow your savings rate.
You will have more peace knowing you’re making progress, controlling what you can control.
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Ongoing assigned tasks, meetings, and regular contacts throughout the year mean financial to-dos and priorities won’t fall through the cracks.
You’re informed and know what’s next.
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Your time is important to you and maybe you just don’t enjoy managing personal finance tasks like investment management, tax planning, optimizing employer benefits, and more that is part of this engagement.
This frees you up to pursue your most valuable and enjoyable pursuits.